Liquid Mutual Funds in India

For those who like to play it safe.

Liquid Schemes

These schemes primarily invest in short-term instruments like commercial paper, certificates of deposit, treasury bills, government securities etc. These instruments are relatively safe and have a short maturity, ideal for investors looking for moderate returns on their surplus funds.

Since these schemes make investments in short-term securities, they have marginal impact due to interest rate fluctuations and take into account the current yield in the market.