The cumulative gross exposure through Debt and Money Market Instruments will not exceed 100% of the net assets of the Scheme. The Scheme has no intention to invest in Securitized Debt, Credit Default Swap, Derivatives and Foreign
Debt Instruments including Foreign Securitized Debt and/or participate in Short Selling & Securities Lending. Further, the Scheme shall not invest in Debt & Money Market Instruments issued by Companies predominantly engaged in Real
Estate Sector, Airline and Gems & Jewelry and in repos of Corporate Bonds and Equity Linked Debentures.